Aspire Financial | Norwich | Your Aspirations, Our Expertise

Life Cover

Life & Critical Illness Cover

Our clients are important to us at Aspire which is why we will always insure you are fully protected from the unexpected

At Aspire Financial, we believe that all people need protecting.

We offer bespoke protection solutions to give you knowledge and peace of mind, ensuring that you and your family are financially protected. As part of our commitment to making your mortgage experience as stress-free as possible, mortgage and family cover is something we take very seriously.

In the unfortunate event that you or your partner become too sick to work, are injured, or die, you want to have peace of mind that you or your family will be able to make your mortgage repayments.

We treat protection as a priority, and help you to understand the policies that are best suited to you.

When obtaining Life Cover for both your mortgage and family, we will provide you a bespoke recommendation for the best quality cover for your current situation.

Critical Illness is something that happens. At Aspire Financial, the providers we use have an extensive list of Critical Illness definitions which include but is not limited to: Cancer, Heart Attack, Stroke, Diabetes and Kidney Failure.

We will look after your Life Cover application for you from start to finish. If you have any specific health declarations, we will do the necessary research to find the best cover for both your mortgage and family.

Know the statistics about Life and Critical Illness cover

Cancer Claims

According to AIG, in 2021, 62% of their Critical Illness claims were due to cancer. These claims were from people between ages 22 and 70.

Amount of Payouts

According to Royal London, £632m was paid out across all types of cover in 2021 with 99.5% of claims being successful within the same year.

Youngest Claimant Age

In 2021, LV had 96% successful claims. Out of these claims, the youngest age to claim on a Life and Critical Illness policy was 19

Main Medical Conditions

According to Legal and General, within 2021, 65.8% of claims made were attributable to Cancer, 13.4% to Heart Attack and 7.7% to Stroke.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We will charge a fee between £0 and £499. The amount we will charge is dependent on the amount of research and administration that is required. In addition, we will also be paid a procuration fee from the lender. Aspire Financial Limited is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Aspire Financial Limited, registered in England and Wales at 4 The Elms St Faiths Road Norwich NR6 7BP number 06817628. The Financial Conduct Authority does not regulate Solicitors, Conveyancer and Surveyor Services, Commercial Mortgages, Wills, Trusts, Estate Planning and some forms of Buy to Let Mortgages. The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.