Aspire Financial | Norwich | Your Aspirations, Our Expertise

Mortgages

Whether you are a first time buyer, moving home or buying an investment property, we can find you the mortgage that is right for you and help you through the process from start to finish.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We specialise in:

First Time Buyers

Buying your first home with Aspire is easy

We have access to a comprehensive lender panel who often offer exclusive rates for first time buyers ensuring we arrange the most suitable mortgage considering your demands and needs.

As well as finding you the a competitive mortgage rate, we will liaise with the relevant parties, speaking to builders, developers, solicitors, mortgage lenders and surveyors on your behalf.

We’ll even manage your paperwork, keeping you updated throughout the process.

Once we’ve helped you find the right mortgage, we can then arrange a bespoke protection package for you and your family.

Repaying Help to Buy Shared Equity Scheme

Simplifying the Help to Buy for you

The Help to Buy Equity Loan scheme closed to new applications at 6pm on 31st October 2022

Shared Ownership

How we help you

Shared ownership is a specialist area of lending, given that the vast majority of properties being sold in the UK are still full equity sales.

This means that not all the banks and building societies in the UK offer mortgages to assist you to buy. This in turn restricts the number of companies that can be considered. However, the range of products is still diverse and you will have options.

Once we’ve helped you find the right mortgage, we can then arrange a bespoke protection package for you and your family.

Remortgages

Reviewing your current arrangements

The majority of mortgages contracts have an expiry date which could lead to a higher variable rate in turn increasing your monthly payment.

We can review the solutions available to you and assist with either additional funds if required of save you money in the long term with reducing the term of your mortgage.

Once we’ve helped you find the right mortgage, we can then review your protection arrangements to ensure they are still meeting your current demands and needs.

Buy to Lets

Considering Buy-to-Let as an investment or in the process of building a portfolio?

The UK is currently experiencing a housing shortage. Many people can no longer afford to buy, and are forced to rent instead. This has led to an increase in investing in property to let.

Whether you’re considering Buy to Let as an investment possibility, already have a buy to let property or are in the process of building a property portfolio, We can help you with the essential information, advice and strategies to make sure you get a suitable mortgage deal.

We have access to a comprehensive range of mortgages from across the market, which helps us to secure the right deal for you.

The Financial Conduct Authority does not regulate most Buy to Let Mortgages

Contractor Mortgages

Demand a mortgage based on your day rate, not accounts.

Our 5 steps to finding your contractor mortgage

1. Engage

Call on 01603 765834 or fill in our online enquiry form to speak to us.

2. Advice

Speak with our expert advisers who will chat you through your options.

3. Application

We’ll sort through your documents and submit your application to the chosen lender.

4. Protection

We’ll ensure you have the correct financial protection in place for you & your family.

5. Completion

We’ll keep you up-to-date until your key is in the door. Liaising between your solicitor, estate agent and lender.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

We will charge a fee between £0 and £499. The amount we will charge is dependent on the amount of research and administration that is required. In addition, we will also be paid a procuration fee from the lender. Aspire Financial Limited is an appointed representative of PRIMIS Mortgage Network. PRIMIS Mortgage Network is a trading name of First Complete Limited, which is authorised and regulated by the Financial Conduct Authority for mortgages, protection insurance and general insurance products. Aspire Financial Limited, registered in England and Wales at 4 The Elms St Faiths Road Norwich NR6 7BP number 06817628. The Financial Conduct Authority does not regulate Solicitors, Conveyancer and Surveyor Services, Commercial Mortgages, Wills, Trusts, Estate Planning and some forms of Buy to Let Mortgages. The guidance and/or advice contained in this website is subject to the UK regulatory regime and is therefore restricted to consumers based in the UK.